Long Term Care Insurance, Harrisburg Pennsylvania

Long Term Care Insurance, Harrisburg Pennsylvania

Helping provide affordable LTC policy options to help take care of yourself when you no longer can.


Harrisburg Long-Term Care Agent Reviews

Langan Financial Group strives to be the best long-term care insurance agents in Harrisburg, Pa.

Take a look at what a few of our clients say about us:

Harrisburg Pa Long Term Care Office picture

Average Cost of Long-Term Care Insurance in Harrisburg, Pa  

Approximately 70% of people age 65 years or older will need long-term care. This is a much higher amount than would want.

As people are aging, and living longer and longer, the chances of individuals needing long-term care are increasing. A longer life combined with inflation is causing long-term care costs to increase.

As such, long-term care insurance can help offset the costs and help minimize the out-of-pocket burden. Below are the average costs for Harrisburg care in 2021.

2021

  • Nursing Home (Private Room - $138,700
  • Nursing Home (Semi Private Room) - $129,940
  • Asisted Living (Private Room) - $57,930
  • Home Health Aide (44 hours a week) - $57,200

Source: www.ltcinsuranceconsultants.com/long-term-care-insurance-pennsylvania

Long-Term Care Insurance Services in Harrisburg, Pa 

LTC Personalized Plan Design

Before providing any recommendations or products, we will focus on understanding your insurance needs and goals. We take a collaborative approach to focus on what type of plan design you need.

Once we have an understanding your insurance goals, we will customize a plan that aligns with your budget and goals to help address your concerns.


LTC Insurance Policy Reviews

Langan Financial Group provides free long-term care insurance policy reviews to determine:

  • Are there more affordable options available?
  • Is your insurance policy still meeting your needs?
  • Have any life events occurred that would require a change?

We want to help keep your plan up-to-date and as reflective of your needs as possible.


LTC Insurance Policy Benchmarks

Langan Financial Group provides free long-term care policy benchmarks. We will compare your policies with current market options to determine if there are:

  • Better policy options
  • Better coverage options
  • More affordable priced options

Our Harrisburg long-term care insurance agents will do their best to ensure your long-term care insurance policies are as competitive as possible.


Long-Term Care Insurance Agency in Harrisburg, Pa 

Our Harrisburg, Pa long-term care insurance advisors are located down the road from Adam Ricci's Park on Center Street. We are directly across the street from Highmark. Our address is:

Langan Financial Group

1863 Center St

Camp Hill, Pa 17011

Long Term Care Agency Office Harrisburg Pa
Long Term Care Policy Review Harrisburg Pa

Long-Term Care Insurance Agent in Harrisburg, Pa  

Langan Financial Group's insurance agents have been providing long-term care insurance services to the Harrisburg area since 1985.

With over 30 years of experience, we are focused on providing you with a customized insurance plan based on your needs and goals.

In order to customize any insurance plan for you, we need to listen first to understand your insurance goals. We will do our best to provide all the options that align with your insurance needs. We will walk through each option to help you identify the right fit.

In the end, we want you to have an insurance plan you're excited about.

Frequently Asked Long-Term Care Insurance Agent Questions 

Will I Ever Meet with my Long-Term Care Insurance Agent?

Absolutely! We can schedule as many meetings as you would like.

At the very least, we insist on at least an annual review but are happy to meet more frequently, especially if there are changes in your life.


Will I Have a Steady Agent to Work with?

You will have a dedicated agent that will focus on serving your needs.


Are You Able to do Evening or Weekend Appointments?

Yes! We understand not everyone is able to meet during our regularly scheduled hours.

As such, we are available on a case-to-case basis for evening and weekend appointments as necessary.


Are You an Independent Firm?

Yes! We are an independent insurance firm. As such, we do not have the pressure of having to meet quotas or sell specific products.


Do You Offer Free LTC Consultations?

Yes, we do! We are happy to meet to review your policies, see if there are better options available, or help discuss a potential plan design, just for you!


What people are saying

I have known Bob and his crew for many years. He is a true professional, but is also a down-to-earth kind of guy.

He and his team make you feel comfortable when in meetings, or when on a phone conversation.

I have full trust in his advice and financial planning for me. Thank you Langan Financial Group.

Pat Bressler

Schedule a Free Long Term Care
Insurance Consultation in Harrisburg!

Schedule a free chat with our long-term care agents in Harrisburg, Pa. With over 70 - 5 star reviews, learn why so many families trust us to support their disability insurance needs.

While our standard hours are 8:00 am to 5:00 pm, we are available evenings and weekends by appointment. We are dedicated to helping you and will do our best to cater to your schedule.

Give us a call at 717-288-1880 to see how our advisors can support your insurance planning needs.

Find Your Long-Term Care Options!

Disclosure: Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.  Cambridge and Langan Financial Group, LLC. are not affiliated. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: AL, AZ, CO, DE, FL, GA, IA, KY, MD, NJ, NM, NY, NC, OH, PA, TX, VA, WI   Cambridge and Langan Financial Group does not offer legal advice. Estate planning services are in regards to your overall financial plan. Always be sure to speak to a legal professional in regards to specific legal matters. Fixed insurance services offered through Langan Financial Group.

 

Testimonial/Endorsement Disclosure: The testimonials may not be representative of the experience of other customers.  The testimonials are no guarantee of future performance or success.  All of the testimonials/endorsements are clients with the exception of Steven Martinez of York SPCA.  There was no cash nor non-cash compensation for any of the testimonials provided.

© Langan Financial Group 

Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085